The longer you save, the more you earn. Invest with Habib Canadian Bank and enjoy the following benefits:

CDIC insured for eligible deposits.

Avail a loan secured against your deposit (corresponding to the term of your deposit)*.

Minimum Deposit of only $2,000 for Personal accounts.

Short term investment with immediate or frequent access to your funds, Habib Canadian Bank's Hi-Rate Savings Plus account enjoys the following benefits:

Immediate access to your funds

Savings can easily be moved to a Term Deposit at your request

CDIC insured for eligible deposits

Avail automatic savings plan at no charge

Available for personal clients with a minimum balance of only $2,000

Registered Retirement Savings Plan (RRSP) is a personal savings plan introduced by the Canadian federal government encouraging Canadian residents to save for their retirement on a tax-sheltered basis. With Habib Canadian Bank, your RRSP investments can be held in an RRSP Savings account or an RRSP Term Deposit (GIC) account. With our RRSP account you enjoy the following benefits:

Your contributions are tax deductible but withdrawals are not**

Your principal and returns are not affected by the daily fluctuations of the stock markets

CDIC insured for eligible deposits

Avail Automatic Savings Plan at no charge

Whether you are saving for a future home, a car, renovations, your children’s education, or saving funds for emergencies, a TFSA savings account helps you grow your portfolio faster. With Habib Canadian Bank, your TFSA investments are held in either a TFSA savings account or a TFSA term deposit (GIC) account. Our TFSA accounts provide you with the following benefits:

You do not pay any tax on your interest income and your withdrawal

Your principal and returns are not affected by the daily fluctuations of the stock markets

TFSA does not require you to have earned income to invest

You can indefinitely carry forward your TFSA unused contribution limit**

CDIC insured for eligible deposits

Avail Automatic Savings Plan at no charge

Minimum Deposit of $2,000